.refund-highlights{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:28px}.refund-highlight{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:20px}.refund-highlight-icon{font-size:1.5rem;margin-bottom:10px}.refund-highlight-title{font-size:.9rem;font-weight:700;color:var(--text);margin-bottom:6px}.refund-highlight-desc{font-size:.78rem;color:var(--text2);line-height:1.5}.refund-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:28px}.refund-step{background:var(--surface);border:1px solid var(--border);border-radius:14px;padding:24px}.refund-step-num{width:36px;height:36px;background:var(--accent);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:.9rem;margin-bottom:14px}.refund-step h3{font-size:.95rem;font-weight:700;margin-bottom:8px;color:var(--text)}.refund-step p{font-size:.82rem;color:var(--text2);line-height:1.55}.refund-coverage{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px}.refund-coverage-card{background:var(--surface);border:1px solid var(--border);border-radius:14px;padding:24px}.refund-coverage-card h3{font-size:1rem;font-weight:800;margin-bottom:10px;color:var(--text)}.refund-coverage-card p{font-size:.85rem;color:var(--text2);line-height:1.6;margin:0 0 10px}.refund-coverage-card .price-row{font-size:.78rem;color:var(--text3);font-weight:600;border-top:1px solid var(--border);padding-top:10px;margin-top:10px}.refund-timeline{background:var(--surface);border:1px solid var(--border);border-radius:14px;padding:28px 32px;margin-top:28px}.refund-timeline h3{font-size:1rem;font-weight:700;margin-bottom:18px;color:var(--text)}.refund-timeline-row{display:flex;gap:16px;padding:14px 0;border-bottom:1px solid var(--border);align-items:flex-start}.refund-timeline-row:last-child{border-bottom:none}.refund-timeline-day{flex-shrink:0;width:110px;font-size:.8rem;font-weight:700;color:var(--accent)}.refund-timeline-desc{font-size:.85rem;color:var(--text2);line-height:1.55}.refund-policy-section{margin-bottom:32px}.refund-policy-section h2{font-size:1.15rem;font-weight:700;margin-bottom:12px;color:var(--text)}.refund-policy-section p{font-size:.9rem;color:var(--text2);line-height:1.7;margin-bottom:10px}@media (max-width:900px){.refund-coverage,.refund-highlights,.refund-steps{grid-template-columns:1fr 1fr}}@media (max-width:600px){.refund-coverage,.refund-highlights,.refund-steps{grid-template-columns:1fr}.refund-timeline-row{flex-direction:column;gap:4px}.refund-timeline-day{width:auto}}